Bank Regulatory Services - BRG Capstone

Capstone Capital Markets Advisors, LLC (BRG) provides financial institutions with superior diligence, valuation, capital markets, and regulatory advisory services. Sectors served include: financial services, real estate, private equity, capital markets, as well as consumer and corporate finance.

Loan Diligence and Valuation Services

Advisors to banks and financial institutions in both single asset and portfolio level diligence and valuation services.

  • Buy-Side Bank M&A and Target Diligence
    Credit underwriting, commercial and consumer loan portfolio valuation for mark to market, and purchase accounting (SOP 03-3 and FIN 141R)
     
  • Warehouse Finance
    Commercial real estate re-underwriting, due diligence, and valuation in support of balance sheet lenders financing loans secured by commercial real estate
      
      
  • Acquisition Support
    Single asset and portfolio level due diligence in support of acquisitions of commercial real estate or portfolios of loans secured by commercial real estate
     
  • Asset Monitoring and Surveillance
    Periodic credit reviews, asset summary reports, and portfolio monitoring

Bank Regulatory Advisory Services

Implementation and documentation of Dodd Frank and Basel III. The team addresses data quality deficiencies to be compliant with Comprehensive Capital Analysis and Review (“CCAR”) and Dodd-Frank Act Stress Test (“DFAST”), Consumer Financial Protection Bureau (“CFPB”), as well as The Home Mortgage Disclosure Act (“HMDA”) compliance.

  • Data Validation and Aggregation
    Physical or imaged file reviews to populate or validate data elements required for regulatory reporting
     
  • Home Mortgage Disclosure Act
    Documentation of application outcome and justification for CFPB compliance
  • Valuation
    Consumer and commercial asset valuation support for regression analysis in macro-economic stress test scenarios